Because the firm does both defense and insurance coverage work, it has a greater appreciation and understanding of the issues presented when dealing with insurance coverage. The firm’s approach to insurance coverage is creative and outcome oriented. In the event that rights can be reserved, the firm frequently gives the client a wide variety of options given the economic situation facing an insurer and costs attendant to Cumis counsel under Civil Code § 2860. Likewise, in the event further litigation is required under a given set of circumstances, the firm is experienced in handling affirmative claims against policy holders for declaratory relief, rescission, cancellation, and subrogation in State and Federal Courts. The firm maintains a detailed data bank of prior coverage reports and opinions, in addition to research and pleadings, thereby saving existing and future clients expensive research time that otherwise would be incurred by a less experienced firm.
The firm’s secured Internet capabilities makes client communication easy, especially when clients are in a time zone other than Pacific Standard Time. In addition to communicating via email, the firm traditionally uses the Internet to transmit reports, summaries, and updates to clients worldwide.